How to buy a home

Chancellors have been established in the estate agency industry for over 200 years. Since 1807, buyers have come to us to find their perfect home or investment.

We have used that knowledge and experience to create our impartial Buyer’s Guide, a detailed guide which answers the key questions we have been asked about every aspect of the house buying process, including:

  • Making an offer
  • Instructing your Conveyancer
  • Arranging your Mortgage*
  • Arranging a survey
  • Organising deposit funds
  • Conveyancing Checklist
  • Purchasing a Residential Property
  • Guide to Jointly Held Property
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Download home buying tips and guides 

We also strongly advise buyers to read guides from other sources to ensure they know the process and are equipped to make informed decisions, such as:

*YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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How to buy a home

Buying a home is a big life moment. We help guide you through the process, ensuring it is as stress-free as possible.

1

View Properties

Arrange viewings of suitable properties to get a clear sense of condition, location and value.

2

Make an Offer

Once you’ve found the right property, submit an offer through the estate agent.

3

Legal and Finance

Finalise your mortgage application (if needed), arrange a survey and instruct a solicitor to begin the legal process, including surveys and searches.

4

Exchange and Complete

When contracts are exchanged, the sale is legally binding. On completion day, funds are transferred, and you receive the keys to your new home.

Home buying tips for first-time buyers

Buying your first home is an exciting life moment. Get accurate advice from experienced and connected mortgage advisors. 

Why buy with Chancellors

At Chancellors, we believe in giving you the best buying experience. 

  • Extensive property listings across multiple regions
  • Experienced negotiators to guide you through the process
  • Professional photography and detailed property information
  • Agents with unrivalled local knowledge 
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Buying a property FAQs

It takes 8 to 12 weeks from offer acceptance to completion. However, this can vary depending on the chain's complexity. 

While not mandatory, a survey is recommended to identify any potential issues before you commit to the purchase.

It’s a statement from a lender confirming how much they may be willing to lend, helping you understand your budget.

Most buyers need at least 5-10% of the property’s value. If you have a larger deposit, you usually can secure better rates.

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Ready to start your property search?

When it comes to buying your next house, we've got everything covered. Search for your dream property with Chancellors.

Buyer Guides | Property Buying Advice | Chancellors